Your home is probably your biggest investment, and when damage or loss occurs, it can be emotionally, and financially devastating. Home Insurance is one of the most important requirements in ensuring that any home owner has peace of mind and assurance that no matter what unforeseen factor impacts their property, there will be a level of coverage to help restore the previous condition.

Home insurance may help protect your home and its contents in case of theft, loss or damage to the inside and outside of your home or property.

Home insurance can cover living expenses if you are temporarily unable to live in your home due to an insured loss, and most standard policies protect you from financial liability in case someone is injured on your property, or if you cause damage to someone else’s property.

When you purchase a home insurance policy, you agree to pay premiums, and the insurance company agrees to pay for certain losses if they occur. To learn more specifically about home insurance, condo insurance or tenant insurance ask your insurance broker for details of coverages, Optional coverages and exclusions.